因房企等原因拿不到房本怎么办？自然资源部等部门发声

Core Viewpoint - The article discusses the coordinated efforts by various government departments in China to resolve historical issues related to real estate registration, specifically addressing the problem of buyers not receiving property certificates despite having purchased homes [1][3]. Group 1: Policy Implementation - The Ministry of Natural Resources and other departments emphasize the need to adhere to four principles in policy formulation: serving innocent buyers, government leadership with inter-departmental collaboration, a historical perspective with a pragmatic approach, and a combination of prevention and resolution [1]. - For properties that are sealed due to issues related to real estate companies, specific handling principles are established to ensure that buyers who have paid in full can still obtain their property certificates [1][2]. Group 2: Resolution of Historical Issues - Over 23 million historical housing issues have been resolved nationwide, with more than 2.3 million cases addressed this year alone, allowing buyers to obtain property certificates and resolve related issues such as residency and school enrollment [3]. - A reform initiative has been implemented in over 2,300 counties and cities, allowing for the issuance of property certificates simultaneously with the delivery of new homes, resulting in over 8.4 million property certificates issued [3]. Group 3: Financial Security Measures - For buyers who have paid in full but whose properties are still under mortgage due to the developer's debts, measures are in place to cancel the corresponding mortgage registrations while ensuring the financial security of lending institutions [3]. - Local mechanisms are encouraged to collaborate with financial institutions to prioritize the repayment of loans using excess funds from pre-sale regulations, ensuring that the rights of both buyers and lenders are protected [3].