Jin Rong Shi Bao·2025-09-23 05:19Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) plays a significant role in supporting rural revitalization through financial services, having invested over 11 trillion yuan in the agricultural sector since 2021, with agricultural loan balances reaching nearly 5 trillion yuan by June 2025, doubling since early 2021 [1][12]. Group 1: Financial Support for Rural Revitalization - ICBC has provided over 11 trillion yuan in financing for the agricultural sector since 2021, with agricultural loan balances nearing 5 trillion yuan by June 2025, reflecting a doubling since early 2021 [1][12]. - The bank aims to enhance rural living conditions by investing in infrastructure projects, such as wastewater treatment facilities and public sanitation improvements, benefiting over a hundred administrative villages [3][4]. - As of June 2025, ICBC's loans for rural infrastructure construction exceeded 1 trillion yuan, emphasizing the importance of infrastructure in rural governance [5]. Group 2: Industry Development and Financial Innovation - ICBC focuses on enhancing rural industries by providing tailored financial services, such as a 160 million yuan loan to support the bamboo industry in Zhejiang, promoting resource integration and development [6][7]. - The bank has developed specialized financial products like "Planting e-loan" and "Breeding e-loan" to meet the specific needs of farmers, facilitating easier access to financing [8][10]. - ICBC has established over 3,400 agricultural supply chains, addressing funding gaps and enhancing market access for rural enterprises [7][10]. Group 3: Empowering Farmers and Talent Development - ICBC has initiated programs to support new farmers, providing financial education and tailored loans, which have helped entrepreneurs grow their agricultural businesses significantly [9][11]. - The bank's "Agricultural Operating Entity Credit Express" and other initiatives aim to streamline financial services for farmers, ensuring that their harvests translate into tangible income [10][12]. - ICBC's "Rural Revitalization: Guiding People" initiative integrates quality financial services with farmer training programs, enhancing farmers' skills and financial literacy [11][12].