Jin Rong Shi Bao·2025-09-23 05:29Core Viewpoint - The Agricultural Bank of China is actively supporting rural revitalization and agricultural development through various financial services, particularly focusing on enhancing the financial accessibility for farmers and agricultural enterprises [1][4][7]. Group 1: Financial Support for Farmers - The Agricultural Bank has launched the "Grain Farmer e-Loan" product to effectively meet the funding needs of large grain producers, facilitating quicker and more affordable access to loans [3][4]. - As of June 2025, the Agricultural Bank has issued a total of 285.8 billion yuan in "Grain Farmer e-Loans," serving 910,000 agricultural producers across 2,581 counties [5]. - The bank's financial support has significantly contributed to the agricultural sector, with a loan balance of 2.70 trillion yuan in rural industries, reflecting a growth rate of 21.3% [9]. Group 2: Rural Development Initiatives - The Agricultural Bank has been instrumental in developing the tea industry in Chongqing's Xiushan County, which was previously a poverty-stricken area, by providing continuous financial support [7][9]. - The bank has introduced innovative financing solutions, such as combining live cattle collateral with rural revitalization development funds, to assist farmers in overcoming collateral shortages [8]. - The bank's efforts have led to the transformation of local farmers into cooperative leaders, enhancing their income and contributing to the modernization of livestock farming [9]. Group 3: Enhanced Financial Services - The Agricultural Bank has established a comprehensive financial service system, with 12,700 county-level outlets, ensuring full coverage in rural areas [12]. - The bank has implemented mobile financial services to reach remote areas, providing on-site loan processing and reducing approval times for farmers in urgent need of funds [12][13]. - The bank is also advancing the "Three Rural" smart banking initiative, leveraging technology to improve service efficiency and expand its online and offline service channels [13][14].