太平财险：以高质量农险护航丰收中国

Core Viewpoint - China Taiping Insurance Group's subsidiary, Taiping Property Insurance, is actively contributing to agricultural insurance services, enhancing food security and supporting farmers through innovative products and risk management strategies [1][3][5]. Group 1: Agricultural Insurance Performance - As of mid-2025, Taiping Property Insurance reported a 33.9% year-on-year increase in agricultural insurance premium income, covering 7.42 million acres of major grain crops and providing risk protection worth 4 billion yuan [1]. - In 2024, the company achieved a 59.4% year-on-year growth in major grain crop insurance across 19 regions, offering risk protection for 10.25 million acres and 4.78 billion yuan [3]. - The company has developed 192 insurance products for major grain crops, with 35 new products launched in the first half of 2025, reflecting a significant innovation pace [3]. Group 2: Risk Reduction Services - Taiping Property Insurance emphasizes proactive risk management, implementing risk reduction services to minimize disaster losses before they occur [5]. - The company initiated special risk reduction services in key risk areas before the flood season, enhancing flood prevention capabilities through equipment and emergency supplies [5]. - In response to severe weather events, the company has established efficient claims processes, such as the rapid response to hail damage in Heilongjiang, where over 590,000 yuan was paid to affected farmers [6]. Group 3: Diversification of Agricultural Insurance - The company is expanding its agricultural insurance services to cover diverse agricultural needs, including local specialty products and ecological agriculture [7][8]. - In 2024, Taiping Property Insurance provided risk protection worth 5.1 billion yuan for 174 local specialty agricultural products, and in the first half of 2025, it offered 3.5 billion yuan in risk protection for these products [8]. - The company is also promoting marine insurance products, covering various marine aquaculture species and developing innovative insurance models [8]. Group 4: Technological Integration - To enhance service efficiency and accuracy, Taiping Property Insurance has integrated advanced technologies such as IoT and blockchain into its operations [9]. - The company has launched the "e Agricultural Insurance" system, utilizing satellite remote sensing and drone technology for precise underwriting and claims processes [9]. - In specific regions, the company is implementing precision underwriting projects to address issues related to inaccurate insurance information and unique identification of livestock [9].