以案说险｜广发银行南京分行提醒您：合理合法维权 远离不正当反催收陷阱

Core Points - The article highlights the risks associated with illegal "debt collection reversal" companies that lure consumers with false promises of debt forgiveness and fee reductions [1] - It emphasizes the importance of proactive communication with financial institutions to seek legitimate repayment solutions when facing financial difficulties [1] - The article encourages consumers to enhance their legal awareness and report illegal activities to protect their rights [1] Group 1 - The case of Mr. Li, who fell victim to a fraudulent debt collection reversal company, illustrates the dangers of engaging with such entities [1] - The fraudulent company charged Mr. Li a service fee of 10% of the debt amount and required a deposit of 1,000 yuan, ultimately leading to his financial loss and credit risk [1] - The warning from Guangfa Bank's Nanjing branch serves as a reminder for consumers to be vigilant and avoid illegal debt collection reversal schemes [1] Group 2 - Consumers are advised to actively communicate with banks and financial institutions to explain their situations and negotiate reasonable repayment plans [1] - The article stresses the need for consumers to be aware of their legal rights and to report illegal debt collection practices to law enforcement [1]