Core Insights - A bank's wealth management manager received a call from Mr. Liu, who reported that his online loan application failed due to an incorrect loan card number, leading to funds not being credited [1] - Mr. Liu had applied for a loan of 15,000 yuan through a platform after clicking a marketing link and downloading an app [1] - The platform's customer service claimed the loan card number was incorrect and suggested Mr. Liu download another app, demanding a 50% deposit of the loan amount for verification, which raised suspicions among bank staff [1] - Bank personnel identified multiple red flags, including the unregistered website of the loan platform and the dubious reasons for fund freezing, indicating a potential telecom fraud [1] - With the assistance of police and bank staff, Mr. Liu was able to recognize the scam and avoid financial loss [1] Summary by Categories Fraud Detection - The bank staff noticed that the loan platform's website was not properly registered and the customer service's request to download another app was suspicious [1] - The rationale provided for freezing funds was deemed unconvincing, prompting further investigation [1] Customer Protection - The bank advised customers to be cautious of requests for deposits or fees under the guise of fund verification, as such transfers are often irreversible [1] - Customers are warned against providing personal information on fraudulent platforms, which could lead to identity theft and misuse of sensitive data [1]
以案说险｜广发银行南京分行提醒您：警惕网贷诈骗陷阱，守护资金安全