Zhong Guo Xin Wen Wang·2025-09-23 09:02Core Viewpoint - The beef cattle farming industry in Fenxi County, Shanxi Province, is undergoing a transformation through a model of "scale + standardization + intelligence + insurance," supported by local financial institutions like Postal Savings Bank [1][6]. Group 1: Industry Development - Fenxi County has approximately 690 beef cattle farmers with a total herd size exceeding 20,000 heads [1]. - The local government has introduced a combination of target price insurance, subsidy policies, and casualty insurance, covering 5,753 heads of cattle and providing a total compensation of 1.5396 million yuan to mitigate market price fluctuations and disease risks [1]. - The core objectives for beef cattle farming include increasing herd size by 30,000 heads by the end of the 14th Five-Year Plan, achieving an average of one beef cattle per agricultural household, and targeting an output of 1 million heads and a production value of 160 million yuan by 2024 [1][2]. Group 2: Financial Support - Postal Savings Bank has launched three financial products: "Industry Loan," "Agricultural and Animal Husbandry Loan," and "Rapid Credit Loan," providing over 50 million yuan in loans to more than 300 farmers [5][6]. - The "Industry Loan" is tailored to local agricultural characteristics, with a maximum credit limit of 30 million yuan and a maximum term of 60 months [5]. - The "Agricultural and Animal Husbandry Loan" offers unsecured online loans up to 500,000 yuan, with a quick approval process based on business flow [5][6]. Group 3: Technological and Ecological Initiatives - The county is promoting the construction of standardized bases and projects like Zhongying Agriculture and Animal Husbandry, utilizing smart collars and automated feeding systems to enhance breeding and fattening efficiency [2]. - An ecological cycle is being established with zero-carbon biogas and organic fertilizer plants, creating a closed-loop system of "breeding - biogas - organic fertilizer - returning to the fields" [2]. Group 4: Case Studies - The Hongxing Breeding Cooperative, which received a 150,000 yuan loan from Postal Savings Bank, has expanded its herd to 140 heads, demonstrating effective financial support [4]. - The Kangruilai Biotechnology Company has received 6.524 million yuan in loans, significantly enhancing its product competitiveness and achieving annual sales exceeding 20 million yuan [8][9].