博芮投资|2025年金融教育宣传周——非法证券期货基金活动的常见类型Ⅲ

Core Points - The article discusses the concept of "offshore financing," which involves lending funds to investors at a ratio higher than the margin they pay, allowing them to trade stocks using borrowed funds and margin while charging interest, fees, or profit sharing [2][6] - A case study from 2015 to 2022 highlights individuals who illegally raised funds and solicited clients for offshore financing without the necessary qualifications, providing financing with leverage ratios ranging from 1:1 to 1:5, resulting in over 740 million yuan in financing and illegal profits exceeding 11 million yuan [7] - In August 2024, a court in Shanghai convicted the defendants for illegal business operations and imposed fines [7] Summary by Category Definition and Mechanism - Offshore financing refers to activities where funds are lent to investors at a multiple of their margin payments, enabling stock trading with borrowed capital while collecting interest and fees [2][6] - Common operational models include system sub-accounts, lending accounts, virtual financing, and point-buy financing [6] Case Study - From 2015 to 2022, suspects Li and Jiang raised funds and attracted clients for offshore financing without proper qualifications, providing a total of over 740 million yuan in financing and earning illegal profits of over 11 million yuan [7] - The court's ruling in August 2024 resulted in guilty verdicts for the defendants, who were charged with illegal business operations and fined [7] Warnings and Risks - Offshore financing institutions lack the qualifications to operate in securities and futures, making them unregulated and potentially involved in illegal activities, including fraud [8] - Investors are advised to be cautious and avoid offshore financing to protect their assets from potential losses or illegal activities [8]