PayPal: Agentic Commerce Inflection (Rating Upgrade)

Core Insights - PayPal's stock has experienced a decline of approximately 10% since early July, leading to a reassessment of its investment rating from Hold to a more favorable position [1] Company Overview - PayPal is currently under scrutiny due to its recent stock performance, which has prompted analysts to reevaluate their positions [1] Analyst Background - The analyst has a decade of experience in a Big 4 audit firm, focusing on banking, mining, and energy sectors, and currently holds a senior finance position in retail real estate [1] - The analyst has been actively investing in the U.S. stock market for 13 years, emphasizing a balanced portfolio with a focus on value stocks while also seeking growth opportunities [1]