城市房地产融资协调机制持续显效 “白名单”项目贷款超过7万亿元，支持近2000万套住房建设交付

Core Viewpoint - The establishment of the urban real estate financing coordination mechanism aims to support housing construction and delivery, ensuring the rights of homebuyers are protected through significant financial backing [1][2]. Group 1: Financing Mechanism - The urban real estate financing coordination mechanism has been established to focus on real estate projects rather than companies, creating a new financing model that emphasizes the cash flow capabilities of projects [2][6]. - As of now, loans for "white list" projects have exceeded 7 trillion yuan, supporting nearly 20 million housing units for construction and delivery, marking a significant increase from earlier figures [4][3]. - The mechanism has facilitated the approval of over 5 trillion yuan in loans for "white list" projects by the end of 2024, contributing to the delivery of 3.73 million housing units [2]. Group 2: Policy Implementation - The "delivery upon delivery of certificates" initiative has been implemented in over 2,300 counties and cities, enhancing the sense of security and satisfaction among homebuyers by providing property certificates simultaneously with keys [5]. - The coordination mechanism effectively isolates risks between enterprises and projects, thereby mitigating new risks in the real estate sector [6]. - Continuous efforts are being made to promote "white list" project financing as a regular practice, with provinces like Henan actively pushing for its implementation to stabilize the real estate market [4].