防贫保险：织密防返贫防线

Core Insights - The implementation of "anti-poverty insurance" by China Life Insurance in Chongzuo aims to prevent large-scale poverty return by providing a dynamic monitoring mechanism for at-risk populations [1][2] - By the end of 2023, 31 insurance institutions have collaborated with local governments to launch anti-poverty insurance, significantly contributing to the consolidation of poverty alleviation achievements [2][3] Group 1: Anti-Poverty Insurance Initiatives - The "anti-poverty insurance" project has monitored over 20,000 individuals and provided compensation exceeding 15.78 million yuan to nearly 1,300 eligible farmers [1] - The insurance covers multiple risks including illness, education, natural disasters, and accidents, enhancing the risk resilience of rural populations [2][3] Group 2: Policy and Market Integration - The integration of government guidance and market operations in anti-poverty insurance is being replicated in regions like Guangxi, Yunnan, and Gansu, expanding the coverage of protection [3] - The implementation of the "Implementation Plan for High-Quality Development of Inclusive Finance in Banking and Insurance" emphasizes the need for insurance companies to develop affordable and accessible insurance products for vulnerable groups [3]