海南银行存在5项违规事项被海南证监局责令改正

Core Viewpoint - Hainan Bank has been ordered to rectify five regulatory violations by the Hainan Securities Regulatory Bureau, highlighting ongoing compliance issues in its fund sales operations [2][3]. Summary by Relevant Sections Regulatory Violations - Hainan Bank failed to timely apply for a new license after changes in its securities and futures business operations [3]. - Some fund sales department managers and branch personnel lacked the necessary qualifications for fund sales [3]. - The bank did not include long-term investment returns of investors in the assessment criteria for its branches and fund sales personnel, violating Article 30 of the Sales Measures [3]. - The product approval decision-making meeting lacked participation from product researchers and compliance risk control personnel [3]. Previous Compliance Issues - In 2023, Hainan Bank was previously required to rectify violations related to its fund sales operations, including the lack of qualified personnel in its fund sales department [4]. - The bank's fund sales department had less than half of its employees qualified for fund sales, and it failed to incorporate key performance indicators related to fund sales into its assessment system [4]. - The bank's documentation for fund sales was inadequate, and it did not conduct semi-annual suitability self-assessments [4].