平安银行积极探索特殊资产经营模式转型

Core Insights - The banking industry is experiencing a significant increase in the scale of non-performing assets, with an estimated listing size of approximately 286.2 billion yuan and a transaction scale of 225.8 billion yuan in 2024, both showing over 80% year-on-year growth [1] Group 1: Industry Trends - Financial institutions are innovating in the disposal of problematic assets, providing diversified paths for the reconstruction of special asset value [2] - The shift in the banking role is evident, moving from a focus on single disposal to diversified operations, and from short-term gains to long-term value considerations [3] Group 2: Company Initiatives - Ping An Bank is actively exploring various methods such as restructuring, operational revitalization, and resource injection to repair the value of special assets and even cultivate new growth points [2] - The bank has successfully revitalized a series of problematic assets, including influential projects, and has established a special asset expert working mechanism to promote restructuring and operational revitalization [2] - Ping An Bank's "Special Asset Recovery and Disposal Cloud Platform" has registered 113,000 users, including 2,625 investment institutions and 7,690 legal experts, facilitating direct connections with 12 courts [2]