Company Overview - Endeavor Bancorp is the holding company for Endeavor Bank, primarily focused on serving Southern California businesses and their owners with local decision-making and relationships [5][6] - The bank is headquartered in downtown San Diego and operates additional offices in Carlsbad and La Mesa, with production teams throughout Southern California [6] Recent Financial Performance - For Q2 2025, Endeavor Bancorp reported a net income of $1.07 million, or $0.25 per diluted share, a decrease from $1.36 million, or $0.32 per diluted share in Q1 2025, but an increase from $760,000, or $0.18 per diluted share in Q2 2024 [9] - The net interest margin increased to 4.21% in Q2 2025, up nine basis points from Q1 2025 and 51 basis points from Q2 2024 [9] - Total assets rose by $42.3 million, or 6.0%, to $746.9 million at June 30, 2025, compared to $704.6 million at March 31, 2025, and increased by $153.1 million, or 25.8%, year-over-year [9] - Total loans outstanding increased by $28.1 million, or 4.7%, to $625.9 million at June 30, 2025, and rose by $142.5 million, or 29.5%, compared to the previous year [9] - Total deposits increased by $41.2 million, or 6.6%, to $667.4 million at June 30, 2025, and grew by $149.2 million, or 28.8%, year-over-year [9] Upcoming Events - Steven Sefton, President, and Julie Glance, CFO, will present at the Financial Services Virtual Investor Conference on September 25, 2025, at 12:30 pm EDT [1][2] - The event will allow real-time questions from investors, with an archived webcast available for those unable to attend live [2][3] Ratings and Recognition - Endeavor Bank has received a Five-Star "Superior" rating from Bauer Financial for strong financial performance, the highest rating from the independent bank rating firm [7] - DepositAccounts.com has awarded Endeavor Bank an A rating [7]
Endeavor Bancorp to Present at the Financial Services Virtual Investor Conference on September 25, 2025