最高补助80%保费 三部门联合启动2025年度首台（套）、首批次保险补偿工作

Core Points - The Ministry of Industry and Information Technology, Ministry of Finance, and Financial Regulatory Bureau have jointly issued two notifications regarding the implementation of insurance compensation policies for major technological equipment and new materials for 2025 [1][2] - The notifications outline the support scope for the first set of insurance compensation policies and the first batch of new materials, with a funding application mechanism that involves qualification review followed by funding applications [1][2] Group 1 - The insurance compensation policy supports products listed in the "Guidance Catalog for the Promotion and Application of Major Technological Equipment (2024 Edition)" and the "Guidance Catalog for the First Batch of Key New Materials (2024 Edition)" [1] - Companies can receive subsidies of up to 80% of the actual insurance premiums paid, provided they meet the qualification criteria [1][2] - Companies are required to ensure the authenticity and completeness of their application materials, with penalties for fraudulent claims including the return of funds and a three-year ban on applying for related projects [1] Group 2 - Companies are encouraged to negotiate insurance rates and types with insurers based on risk characteristics such as technology maturity and historical claims rates [2] - The insurance compensation mechanism has supported 3,600 innovative application projects, providing nearly 1 trillion yuan in risk protection for major technological equipment and key new materials [2] - The insurance policies play a significant role in overcoming market entry barriers for new technologies, enhancing the resilience and safety of industrial supply chains, and improving the quality and efficiency of the real economy [2]