Xin Lang Cai Jing·2025-09-25 02:32Core Viewpoint - Postal Savings Bank of China (PSBC) has experienced a decline in stock price recently, with a year-to-date increase of 9.45% and a market capitalization of approximately 712.16 billion yuan [1][2]. Financial Performance - As of June 30, 2025, PSBC reported a net profit of 49.23 billion yuan, reflecting a year-on-year growth of 0.85% [3]. - The bank's cumulative cash distribution since its A-share listing amounts to 137.80 billion yuan, with 77.40 billion yuan distributed over the past three years [4]. Shareholder Information - The number of shareholders decreased by 10.31% to 164,100 as of June 30, 2025, while the average circulating shares per person increased by 11.66% to 415,086 shares [3]. - Major shareholders include Hong Kong Central Clearing Limited, which holds 942 million shares, an increase of 60.83 million shares from the previous period [4]. Business Segmentation - PSBC's main business segments include personal banking (69.57% of revenue), corporate banking (19.70%), and funding operations (10.65%) [2].