用助学贷款接力爱

Core Insights - The article highlights the timely support provided by the China Development Bank (CDB) to students affected by natural disasters, specifically through the issuance of student loans to ensure their educational pursuits are not hindered [1][2]. Group 1: Financial Support Initiatives - In September 2023, CDB's Gansu branch issued the first batch of student loans amounting to 516 million yuan, benefiting 46,400 students across 56 counties, with disbursement occurring nearly two months earlier than in previous years [1][6]. - Following the flash floods in August 2023, CDB established a green channel for student loans in the disaster-stricken areas, allowing students to apply for loans online through the "National Student Loan APP," thus expediting the loan process [2][5]. Group 2: Policy Implementation and Outreach - CDB's Gansu branch initiated a comprehensive outreach program in July 2023 to ensure that all eligible students and families are informed about loan terms, interest rates, and repayment policies, aiming for effective policy implementation [5][6]. - The bank has adopted a "batch issuance" mechanism for loans, which has significantly improved operational efficiency, with expectations to exceed 4.8 billion yuan in total loan disbursements for the year [6][7]. Group 3: Long-term Impact and Community Engagement - Since its inception in 2007, the student loan program in Gansu has disbursed over 28.2 billion yuan, assisting 4.11 million students, achieving 100% coverage across 86 counties [7]. - The program has fostered a culture of giving back, with former beneficiaries now volunteering to assist current students in navigating the loan process, thereby creating a cycle of support within the community [7].