人闲钱不闲！国庆假期国债逆回购攻略来了

Core Viewpoint - The upcoming National Day holiday will see the stock exchanges closed from October 1 to October 8, with trading resuming on October 9, prompting investors to manage their funds effectively through government bond reverse repos to earn interest during the holiday period [1] Group 1: Government Bond Reverse Repo Overview - Government bond reverse repo is essentially a short-term loan where individuals lend their funds in the bond repurchase market to earn fixed interest, with the borrower using government bonds as collateral [2] - The reverse repo products are categorized by the Shanghai and Shenzhen stock exchanges, with specific codes indicating the duration of the investment [2] Group 2: Interest Rate Trends - The yield on government bond reverse repos is expected to rise before the holiday, influenced by market demand and supply dynamics, particularly during periods of tight liquidity such as month-end and quarter-end [3] Group 3: Holiday Interest Calculation - The T+0 settlement and T+1 delivery system allows investors to earn interest for multiple days if they buy before the holiday, with specific operations on different dates yielding varying interest days [4][6] - For example, a 7-day reverse repo executed on September 25 can yield 14 days of interest, while operations on September 29 can yield up to 10 days of interest depending on the duration selected [4][6] Group 4: Operational Guidelines - The minimum investment for government bond reverse repos is set at 1,000 yuan, and transactions can be executed during specific trading hours through trading software [7] - Investors should monitor real-time interest rates and consider the number of interest days when executing trades, as rates tend to decline after 3 PM [7]