霍学文：北京银行坚定科技金融“第一战略”，打造专精特新“一号工程”

Core Viewpoint - Beijing Bank recognizes the strategic value of inclusive finance and prioritizes it as a key business and distinctive service, focusing on three driving forces to enhance its inclusive finance initiatives [1] Group 1: Technology-Driven Initiatives - The bank leverages digital technology to innovate tools, products, methods, and services, achieving an inclusive loan balance exceeding 260 billion yuan for small and micro enterprises [1] Group 2: Specialty-Driven Strategies - The bank is committed to a "first strategy" in technology finance, developing specialized projects and fostering new cultural productivity, implementing a dual approach of "digital risk control + scenario integration" [1] Group 3: Ecological Value Creation - Financial health is viewed as an advanced form of inclusive finance, transitioning service focus from mere availability to quality, with plans to establish a financial health laboratory in collaboration with the China Inclusive Finance Research Institute to enhance service delivery [1]