Core Insights - The article highlights the advancements in AI-driven financial services by JD Technology, focusing on three main intelligent agents: AI Wealth Manager "Jing Xiaobei," shopping assistant "JoyGlance," and inclusive credit assessment for small and micro enterprises [1][2][3] Group 1: AI Wealth Management - "Jing Xiaobei" has undergone a personalization upgrade, allowing for friend-like conversations with users, moving beyond simple Q&A to a more engaging dialogue [2] - The new "user memory system" enables "Jing Xiaobei" to remember user needs and provide proactive, intelligent, and professional services in investment opportunity insights and research strategy analysis [2] - Future plans include transforming the interaction interface into a central hub for various financial services, including bill payments, expense tracking, and investment management [2] Group 2: Shopping Experience - "JoyGlance" is introduced as an industry-first shopping assistant that supports cross-protocol and multi-device interactions, enabling a "see and buy" experience [2] - The assistant enhances the interaction potential of smart wearable devices, providing an immersive shopping experience where users can purchase items simply by looking at them [2] - "JoyGlance" employs a dual security system of voice and voiceprint recognition, offering a higher security level than traditional password and fingerprint payments [2] Group 3: Financing for Small and Micro Enterprises - JD Technology has developed an inclusive credit assessment intelligent agent that analyzes vast amounts of unstructured data, improving the coverage of risk indicators for previously hard-to-rate enterprises [3] - The intelligent agent can identify and assess the value of various movable collateral, expanding the range of acceptable collateral types and providing standardized valuation services for traditionally hard-to-evaluate goods [3] - The collaboration of multiple financial risk control intelligent agents has resulted in a 15% increase in the number of small and micro enterprises served and a 5% increase in average loan amounts [3]
AI加速金融普惠 构建信任:京东科技公布3大智能体应用成果
Jing Ji Guan Cha Wang·2025-09-25 10:08