Nan Fang Du Shi Bao·2025-09-25 15:25Core Insights - The impact of Typhoon "Haikui" on the insurance industry in Shenzhen has been less severe compared to previous typhoons, with reported claims at 421 and estimated losses at 400.74 million yuan, indicating a proactive response from the industry [1][3] Group 1: Insurance Response - Multiple insurance companies in Shenzhen activated disaster emergency response mechanisms, utilizing technology for rapid claims processing, showcasing the industry's role as an economic stabilizer [1] - China Pacific Insurance's Shenzhen branch implemented a "green authorization channel" for typhoon claims, completing a claim process in just 10 minutes [2] - Ping An Property & Casualty completed a claim process in 28 minutes, demonstrating efficiency in handling claims during the disaster [1][2] Group 2: Pre-Disaster Preparedness - Insurance companies took preemptive measures to strengthen their facilities and operations before the typhoon, including upgrading emergency systems and ensuring staff readiness [3] - The proactive measures included clearing drainage systems and securing outdoor items, which contributed to minimizing damage and claims [3] Group 3: Comparative Analysis - The number of claims and estimated losses from "Haikui" were significantly lower than those from Typhoon "Wipha," which had 1,100 claims and estimated losses of 1,109.75 million yuan [3] - Despite "Haikui" having stronger winds, the insurance industry's preparedness and response led to a reduction in both claims and losses compared to previous events [3]