Zhong Zheng Wang·2025-09-26 02:30Core Insights - JD Technology has introduced a "three integrations" development path focusing on the integration of consumption and industry, innovation and scenarios, and internal and external circulation [1] - As of the end of September, JD Technology has handled nearly 160 million orders for the national subsidy program for replacing old consumer goods, providing financing of 500 billion yuan annually to upstream and downstream enterprises in the supply chain [1] - The company has launched innovative services such as "national subsidy + bank subsidy" and "national subsidy + interest-free installment" to effectively unleash consumer potential [1] User Experience and Product Innovation - JD Supply Chain Financial Technology continuously innovates its full-link products to enhance user experience, including interest-free installments and "try before you buy" services [2] - The company has expanded the range of banks for redeeming points, allowing more users to utilize their existing bank points for purchases on JD [2] - In terms of industrial financing services, JD Supply Chain Financial Technology has developed products like "order loans" to assist distributors and retailers in prepaying for upstream purchases [2] Cross-Border Expansion - The trend of brands going overseas has been on the rise, and JD is accelerating its layout in the cross-border ecosystem while serving domestic circulation [2] - Through cross-border payment and financing, JD Supply Chain Financial Technology is facilitating a smoother path for Chinese brands to expand internationally [2]