Xin Lang Cai Jing·2025-09-26 07:53Core Viewpoint - Postal Savings Bank of China (PSBC) is experiencing fluctuations in stock performance, with a recent decline of 0.84% and a market capitalization of 712.16 billion yuan [1] Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61% respectively, indicating a strong return for investors [2] - For the first half of 2025, PSBC reported a net profit of 49.23 billion yuan, reflecting a year-on-year growth of 0.85% [7] Shareholder and Market Activity - As of June 30, 2025, the number of PSBC shareholders decreased by 10.31% to 164,100, while the average number of circulating shares per person increased by 11.66% to 415,086 shares [7] - The stock has seen a net inflow of 15.08 million yuan today, with a total industry net inflow of 261 million yuan, indicating a mixed sentiment among investors [3][4] Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, primarily offers banking and financial services in China, with personal banking contributing 69.57% to its revenue, corporate banking 19.70%, and funding business 10.65% [6] - The bank is controlled by China Post Group and is categorized under state-owned enterprises [2] Dividend Distribution - Since its A-share listing, PSBC has distributed a total of 137.80 billion yuan in dividends, with 77.40 billion yuan distributed over the last three years [8]