尹艳林：鼓励金融机构和科技公司协同合作创新

Core Viewpoint - The integration of finance and technology is an irreversible trend, and building a financial powerhouse requires leading and adapting to new financial business models and trends [1] Group 1: Financial Modernization - The new round of technological revolution is reconstructing the financial industry, with AI, big data, and blockchain being widely applied [1] - The trends of intelligence, greenness, digitization, and internationalization are the era's currents in financial modernization [1] - China has become an important force in promoting global financial reform [1] Group 2: Encouraging Innovation - Continuous increase in R&D investment and the promotion of financial product and service innovation are essential [2] - Both financial institutions and technology companies should be encouraged to innovate and collaborate [2] - Reform is necessary for innovation, including reforms in financial institutions and regulatory bodies [2] Group 3: Regulatory Reforms - Regulatory bodies should shift from institution-type regulation to business logic-based regulation, ensuring similar activities face the same regulatory standards [2] - Expanding openness is crucial for promoting reform and innovation, enhancing international competitiveness [2] Group 4: Risk Management - Risk prevention and control should remain a constant theme in financial work, with a focus on data security and privacy protection [3] - Financial institutions must comply with relevant policies and regulations to strengthen data security oversight [3] - A regulatory system that adapts to new business models should be established, enhancing regulatory technology and capabilities [3]