Qi Lu Wan Bao·2025-09-26 09:05Core Viewpoint - The Shandong Branch of Bank of China has significantly increased its agricultural loan support, contributing to rural revitalization and food security in Shandong Province, with a focus on innovative financial products tailored for local agricultural needs [1][3][5]. Agricultural Loan Support - As of the end of August, the agricultural loan balance of Shandong Branch exceeded 170 billion yuan, with an increase of over 23 billion yuan in the current year [1]. - The bank has provided nearly 10 billion yuan in loans specifically for key agricultural sectors, with an increase of over 1.8 billion yuan since the beginning of the year [3]. Financial Services for Key Industries - The bank actively supports leading enterprises in key sectors such as grain, soybeans, and oil, providing comprehensive financial services across the entire industry chain [3]. - The introduction of the "Rudang Huinong Loan" has provided timely financial support to agricultural enterprises facing short-term liquidity issues, exemplified by a 2 million yuan credit to Shandong Shunfeng Agricultural Development Co., Ltd [4]. Innovative Financial Products - Shandong Branch has developed and promoted various financial products tailored to local agricultural characteristics, such as "Zhaoyuan Peanut Loan" and "Anqiu Ginger Loan," achieving significant results with a total of nearly 26 billion yuan in inclusive agricultural loans [6][10]. - The "Anqiu Ginger Loan" has been particularly successful, providing over 36 million yuan in credit to nearly 30 ginger industry clients within four months of its launch [8]. Customer-Centric Approach - The bank has demonstrated a proactive approach in understanding and addressing the financial needs of local agricultural businesses, as seen in the case of a ginger processing company that received 3 million yuan in loans to meet increased demand [7][11]. - The bank's efforts in providing timely financial solutions have helped local farmers improve their production conditions and product quality, contributing to the overall agricultural development in the region [11].