Newsfileยท2025-09-26 13:20Core Insights - Citizens, Inc. provided a positive business update highlighting its growth and operational initiatives during a webcast on September 24, 2025 [1][4] - The company aims to deliver sustainable growth in premiums, adjusted profits, and adjusted book value per share through its strategic roadmap [2] Growth Initiatives - Citizens reported record-setting results, with total direct insurance in force reaching $5.35 billion as of June 30, 2025, an increase of 4.4% compared to the same period in 2024 [7] - Direct first year life and accident & health (A&H) premiums increased by 20% in Q2 2025 compared to the same quarter in the previous year, marking eleven consecutive quarters of year-over-year growth in first year premiums [7] - The company has seen renewal premium growth in Q2 2025, driven by strong first year sales in 2024 [7] - Citizens expanded its global network of producing agents by 53% since June 30, 2024, and by 28% since December 31, 2024, achieving a record number of agents [7] Business Model and Market Position - Citizens operates as a diversified financial services company specializing in life, living benefits, and final expense insurance, serving customers in the U.S., Latin America, and Asia [8] - The company is a market leader in U.S. Dollar denominated life insurance and is growing in niche markets in the U.S. through its final expense products [8] - Citizens' customer-centric growth strategy includes offering innovative products in multiple languages, including English, Spanish, Portuguese, and Mandarin [8]