东莞公积金首付款提取范围扩大至二手房，将于下月发布实施

Core Viewpoint - Dongguan's housing provident fund management center has announced further optimization of real estate policy measures to support housing demand and alleviate loan pressure for contributors, with significant increases in loan limits for first and second homes [1][2]. Summary by Sections Loan Limit Adjustments - The maximum loan limit for first homes has been increased from 1.2 million yuan to 1.5 million yuan - The maximum loan limit for second homes has also been raised from 800,000 yuan to 1.5 million yuan [2]. Support for Housing Purchases - Contributors can now withdraw housing provident funds to pay the down payment for both newly built and existing homes, expanding the previous policy that only applied to pre-sold new homes [4]. Loan Application Process - The recognition of housing units for loan applications has been adjusted to consider the location of the intended purchase, with no additional proof required for first home status [3]. - The identification of affordable housing is based on the property sale contract or ownership certificate [3]. Loan Limit Conditions - The increased loan limits for purchasing affordable housing cannot be combined with other increase scenarios, and the total loan amount cannot exceed the stipulated maximum of 1.5 million yuan [3]. Policy Implementation Timeline - The new policies will take effect for loan applications submitted through the provident fund system starting September 26, 2025 [5].