基金行业在行动 | 中金基金：“稳赚不赔”的黄金投资项目，可能藏着怎样的陷阱？

Group 1: Industry Development - The Beijing Securities Regulatory Bureau, along with various stakeholders, launched a series of activities aimed at promoting high-quality development in the public fund industry, emphasizing the theme "New Era, New Fund, New Value" [1] - The initiative aims to enhance Beijing's role as a national financial management center and to create a new brand for high-quality financial development in the city [1] - The public fund industry is positioned at the forefront of serving investors' wealth management needs, highlighting the importance of investor protection as a key responsibility for industry participants [1] Group 2: Investment Risks - The rise in interest in gold investments has led to an increase in fraudulent schemes, where criminals exploit public interest in gold to promote illegal investment products, severely harming investor property and disrupting normal financial order [1] - A specific case involved a fraudulent scheme where individuals promised high returns on gold investments without any financial licenses, leading to significant financial losses for investors [2][3] - The fraudulent activities included misleading marketing tactics, such as promises of "zero risk" and "guaranteed returns," which ultimately resulted in illegal fundraising and misappropriation of funds by the perpetrators [2][3] Group 3: Regulatory Insights - The "golden deferred delivery" business model used in the fraudulent scheme has financial attributes and is akin to conducting gold asset management under the guise of gold custody [4] - Regulatory guidance from the People's Bank of China specifies that only licensed financial institutions can engage in gold asset management, underscoring the need for investors to verify the legitimacy of investment opportunities [4] - Investors are advised to maintain risk awareness, avoid falling for false claims of guaranteed returns, and to conduct thorough checks on the legitimacy of investment projects before committing funds [5]