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“桦加沙”过境深圳背后:报案超400宗 理赔最快半个钟
Nan Fang Du Shi Bao·2025-09-27 04:11

Core Insights - Typhoon "Haikashan" caused 421 insurance claims in Shenzhen, with estimated losses of 4.0074 million yuan, which is significantly lower than previous typhoons [1][3] - The insurance industry in Shenzhen demonstrated effective disaster preparedness and rapid response capabilities, showcasing its role as an economic stabilizer [1][3] Group 1: Insurance Response - Multiple insurance companies activated disaster emergency response mechanisms, utilizing technology for rapid claims processing [1][2] - China Pacific Insurance completed a claim process in just 10 minutes after receiving a report of vehicle damage [2] - Ping An Insurance processed a claim from report to payout in 28 minutes, demonstrating efficiency in handling complex cases [1][2] Group 2: Pre-Disaster Preparedness - Insurance firms implemented pre-disaster measures, such as reinforcing structures and ensuring emergency systems were operational before the typhoon [3] - Ping An Financial Center upgraded its emergency systems a week prior to the typhoon, ensuring readiness [3] Group 3: Comparative Analysis - The number of claims and estimated losses from "Haikashan" were less than 40% of those from Typhoon "Wipha," despite "Haikashan" having stronger winds [3] - The proactive measures taken by the insurance industry contributed to the reduced impact of "Haikashan" compared to previous storms [3]