多地出手！发购房补贴、优化首套房认定标准、提高公积金最高贷款额度

Core Insights - Multiple regions in China are implementing measures to optimize real estate policies, including home purchase subsidies and adjustments to housing loan standards [1][2][4] Demand-Side Measures - Dongguan has introduced a temporary home purchase subsidy of 2% of the total contract price, capped at 30,000 yuan, to stimulate demand [2] - The criteria for recognizing first-time homebuyers have been adjusted to focus on the specific location of the property rather than the entire city, expanding the coverage of loan benefits [2] - Increased support for housing provident funds includes raising the maximum loan amounts for first and second homes and allowing withdrawals for down payments [2][3] Supply-Side Measures - Dongguan is refining the land supply adjustment mechanism to better match land supply with inventory levels, promoting a dynamic balance between supply and demand [3] - The city is facilitating the conversion of existing commercial properties to meet new functional needs, simplifying the process for such transitions [3] - Administrative approval processes for real estate projects are being optimized to enhance market activity and reduce financing costs for businesses [3] Regional Strategies - Sichuan is focusing on tailored housing support policies to stimulate real estate consumption, emphasizing the need for high-quality housing to meet consumer demand [4] - The province aims to leverage urban renewal and the renovation of old neighborhoods to boost housing supply and consumption [4] Land Resource Optimization - Guangzhou has introduced policies to enhance the efficiency of land use, allowing self-held housing to be converted into saleable properties and supporting the transformation of commercial properties into affordable rental housing [6] - The city is promoting a balance between work and residence by enabling the conversion of commercial properties within specific distances from industrial zones and transit stations into rental housing [6]