Zheng Quan Ri Bao Zhi Sheng·2025-09-27 15:39Core Insights - The oil tea industry is experiencing rapid growth due to supportive policies and financial backing, particularly from Postal Savings Bank [1][2] - Guangdong Xinghui Biotechnology Co., Ltd. has invested over 30 million yuan in oil tea cultivation, with a planting area exceeding 3,000 acres [1] - The company has adopted a comprehensive approach to enhance the oil tea industry, transforming it from a niche product to a significant industry [1][3] Financial Support and Collaboration - Postal Savings Bank's Longchuan Branch provided crucial financial support, including a 1 million yuan loan in 2023 to address seasonal funding needs [2] - The bank utilized a data-driven risk assessment model to expedite the loan approval process, allowing for same-day funding [2] - The company successfully secured an additional 2 million yuan loan in 2025 for raw material procurement and cash flow management [2] Industry Development and Future Plans - Guangdong Xinghui has become a leading player in the oil tea industry in Longchuan, promoting a collaborative model that benefits local farmers [3] - The company plans to expand its oil tea cultivation area and upgrade processing technology, aiming to develop high-value products such as skincare and health products [3] - The oil tea cultivation area in Heyuan City is approximately 989,000 acres, accounting for over 30% of the province's total, with an annual output value exceeding 3 billion yuan [3]