Jiang Nan Shi Bao·2025-09-28 08:06Core Insights - The article highlights the efforts of the Construction Bank's Yancheng branch in promoting green finance and supporting the local economy through innovative financial products and services aimed at ecological and industrial development [7][14]. Group 1: Green Finance Initiatives - The Yancheng branch of Construction Bank has achieved a green loan balance of nearly 50 billion yuan, with a growth of over 20% since the beginning of the year [7]. - The bank has launched various specialized financial products such as "Environmental Loan," "Hazardous Waste Loan," and "Carbon Finance" to address the diverse financing needs of green industries [9]. - A total of 1.029 billion yuan has been allocated to "Environmental Loans" for projects related to wastewater treatment and solid waste disposal [9]. Group 2: Support for Marine Economy - The bank has introduced the "Su Nong Dan·Fishing Boat Loan" to alleviate financing difficulties faced by fishermen, successfully issuing the first loan of 2 million yuan in December 2023 [10]. - A significant investment of over 10 billion yuan has been made in a 1 million kilowatt offshore wind power project, with a rapid loan approval process completed in just four working days [10]. Group 3: Customized Financial Services - The bank has established a professional team to provide tailored financial solutions for key projects in Yancheng, including a hydrogen energy technology company's green hydrogen project [11]. - A comprehensive financial service solution has been developed for the Yancheng Port Group, enhancing its operational capabilities and supporting its strategic goals [12]. Group 4: Digital Transformation and ESG Commitment - The bank has launched a digital platform for green finance management, enhancing the efficiency and precision of green credit services [13]. - A robust ESG risk management system has been implemented, integrating environmental, social, and governance considerations into the entire lending process [13]. Group 5: Future Outlook - The bank aims to continue its commitment to ecological priority and green development, focusing on product innovation and service upgrades to support Yancheng's transformation into a green low-carbon development demonstration zone [14].