金融圈大消息，82家机构被吸收合并（附名单）

Core Viewpoint - Henan Rural Commercial Bank has been approved to absorb and merge 82 institutions across 9 cities, transforming them into branches of the bank, while maintaining the validity of customer accounts and services [1][2]. Group 1: Merger Details - The 82 institutions include 78 rural banks and 4 village banks, specifically named [2]. - The merger is part of a broader reform strategy in Henan province, which aims to consolidate local financial institutions into a unified legal entity [2][3]. - The merger will allow Henan Rural Commercial Bank to inherit all assets, liabilities, and rights from the absorbed institutions [1]. Group 2: Institutional Background - As of April 2025, Henan Rural Commercial Bank is the largest provincial bank in terms of asset size, with total assets of 2.68 trillion yuan, deposits of 2.32 trillion yuan, and loans of 1.34 trillion yuan [3]. - The bank has a workforce of 44,400 employees and operates 4,233 branches, leading the market share in Henan's banking sector [3]. Group 3: Regulatory Context - The reform of the Henan provincial banking sector follows a "one province, one policy" approach, with a phased implementation strategy [2]. - The approval for the merger aligns with government initiatives to enhance the financial ecosystem in the region, including the restructuring of local banks and the management of non-performing assets [3][4].