广州发布住房公积金新政 可用于支付二手房、配售型保障房、共有产权房首付款

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy to better meet the housing consumption needs of contributors, particularly aimed at promoting transactions in the second-hand housing market [1]. Group 1: Policy Changes - Contributors and their spouses can now withdraw housing provident funds to pay for the down payment on newly built, existing, or shared ownership housing within the city's administrative area [1]. - Contributors can also withdraw funds for the renovation of old elevators in residential properties they own, covering family-shared costs [1]. Group 2: Market Implications - The policy expansion allows the use of housing provident funds for second-hand homes, significantly broadening the scope of fund usage and aiming to stimulate the second-hand housing market [1]. - The increase in second-hand housing listings in Guangzhou, coupled with a slowdown in transactions, has led to sustained price pressure in this market. The new policy is expected to alleviate the financial burden of down payments for second-hand homes, thereby accelerating transactions and sending a positive signal to the market [1].