浙江整治涉诈“资金链” 涉案账户数量年均下降22%

Core Insights - The financial sector's governance of fraud-related "funding chains" is a crucial part of combating telecom and online fraud [1] - Over the past three years, the number of fraud-related accounts in Zhejiang Province has decreased by an average of 22% annually [1] Group 1: Regulatory Measures - The People's Bank of China, Zhejiang Branch, has implemented a classified and graded account management system across commercial banks and payment institutions to enhance the security of public funds [1] - Regular risk assessments of financial products related to fraud have been conducted to improve preemptive capabilities [1] Group 2: Technological Advancements - Zhejiang Province is leveraging its digital advantages to build anti-fraud systems, enhancing risk identification capabilities [1] - Commercial banks and payment institutions are guided to analyze fraud-related transaction characteristics and optimize suspicious transaction monitoring models [1] Group 3: Victim Protection - A protective stop-payment mechanism for potential victims' bank accounts has been established, resulting in 374,000 potential victims having their funds protected this year [1] - The province is promoting simplified account opening services and has set up mechanisms for handling fraud-related disputes online and across regions [1]