齐商银行：绘就区域经济高质量发展新画卷

Core Viewpoint - The article highlights the achievements and initiatives of Qishang Bank in promoting high-quality development, focusing on serving local residents, small and medium-sized enterprises, and supporting the local economy through various financial services and products [1][5][11]. Group 1: Financial Performance and Market Position - As of August 2025, Qishang Bank has total assets of 287.2 billion yuan, total deposits of 228.5 billion yuan, and total loans of 160 billion yuan [1]. - The bank maintains the largest market share in deposits and loans in the Zibo region, positioning itself as a key player in supporting local economic development [1]. Group 2: Party Leadership and Governance - Qishang Bank emphasizes the integration of party leadership into corporate governance, enhancing business development through strong political foundations and innovative practices [5][8]. - The bank has implemented various initiatives to strengthen party leadership, including the "Ten-Hundred-Thousand" project and the "One Leader" enhancement project, which aim to improve governance and financial empowerment [8]. Group 3: Innovation in Financial Services - The bank has developed a comprehensive technology finance service ecosystem to address the financing challenges faced by technology-based enterprises, launching products like "Specialized and New Enterprise Loans" with favorable interest rates [14]. - Qishang Bank has introduced green finance initiatives, with green loans reaching 16.4 billion yuan by August 2025, supporting various green projects and promoting low-carbon development [15]. Group 4: Support for Small and Micro Enterprises - The bank has launched the "First Loan Cultivation" initiative to assist small and micro enterprises in overcoming financing difficulties, providing approximately 7.5 billion yuan in first loans to over 1,221 entities [19]. - Qishang Bank focuses on creating tailored financial products for private enterprises, enhancing supply chain financing to support their operational needs [18]. Group 5: Rural Revitalization and Community Engagement - The bank actively participates in rural revitalization efforts, offering specialized financial products and services to support the agricultural and tourism sectors [20]. - Qishang Bank has organized educational activities to promote financial literacy and support local communities, impacting over 3,000 individuals through various outreach programs [20]. Group 6: Customer-Centric Services - The bank has implemented "age-friendly" services for the elderly, enhancing accessibility and convenience in banking operations [28]. - Qishang Bank has developed a "Social Security and Banking Integration" model to streamline services for local residents, ensuring easy access to various social security services [31].