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事关病床上的老人 长护险的服务项目清单终于明确了!
Jing Ji Guan Cha Wang·2025-09-29 01:23

Core Viewpoint - The establishment of the National Long-term Care Insurance (LTCI) system is progressing towards a nationwide framework, with the release of the "National Long-term Care Insurance Service Project Directory (Trial)" marking a new phase of standardization and normalization in LTCI service system construction [2][3]. Summary by Categories LTCI Service Framework - The LTCI system aims to provide basic living care and related medical services for long-term disabled individuals, similar to other social insurance systems, and is referred to as the "sixth insurance" in social security [3]. - The plan is to establish a comprehensive urban-rural LTCI system within approximately three years, focusing on a shared funding mechanism and a fair treatment guarantee mechanism [3][4]. Service Project Directory - The directory includes 36 service items categorized into two main types: 20 items for daily living care and 16 items for medical care [4][5]. - Daily living care services encompass assistance with daily activities such as eating, toileting, hygiene, dressing, and maintaining basic living abilities [4][9]. - Medical care services include basic medical care closely related to daily living care, such as general check-ups, basic care, specialized care, and rehabilitation [5][10]. Implementation and Transition - The LTCI system will differentiate responsibilities between LTCI funds and basic medical insurance funds, ensuring that costs for services listed in the directory are covered by the LTCI fund [6]. - Pilot cities that have established their own service project directories must align with the national directory within three years, while new regions must adhere to the national standards from the outset [6][8].