Core Viewpoint - The article emphasizes the importance of the centralized and unified leadership of the Communist Party of China (CPC) in guiding the development of the financial sector, which is seen as essential for achieving high-quality economic growth and modern governance [1]. Group 1: Party Leadership in Financial Work - The CPC's leadership in financial work is rooted in a people-centered value orientation, ensuring that financial development serves the real economy and benefits all citizens [2]. - The CPC has elevated inclusive finance to a national strategy, resulting in a significant increase in loans to small and micro enterprises, with a balance exceeding 33 trillion yuan by the end of 2024 [2]. - The CPC's commitment to safeguarding the financial interests of the public is evident in its proactive measures to prevent and mitigate financial risks, including the complete elimination of over 5,000 P2P lending institutions [3]. Group 2: Financial Development Achievements - Under the CPC's leadership, China's financial sector has achieved rapid growth, with total banking assets reaching 444.6 trillion yuan by the end of 2024, maintaining the world's largest banking market [8]. - The emphasis on serving the real economy has led to a high mobile payment penetration rate of 86%, and significant achievements in green finance, with green loan balances reaching 36.6 trillion yuan [9]. - China's digital finance sector has become a global leader, with the digital yuan pilot program achieving a transaction volume of 10.8 trillion yuan by April 2025 [10]. Group 3: Governance and Risk Management - The establishment of the Central Financial Commission represents a significant institutional reform aimed at enhancing the CPC's centralized leadership in financial governance [17]. - A comprehensive financial risk prevention system has been developed, focusing on proactive measures and a three-tier defense strategy to address financial risks [13]. - The CPC has implemented a market-oriented and legal approach to resolve financial institution risks, exemplified by the successful restructuring of high-risk banks without triggering systemic crises [14]. Group 4: Building a Financial Power - The construction of a financial power is deemed essential for the great rejuvenation of the Chinese nation, with the CPC's leadership being the fundamental guarantee for achieving this goal [15]. - The CPC's leadership is crucial in maintaining currency sovereignty and stability, enhancing the capabilities of central banks, and fostering strong financial institutions [16]. - The CPC's strategic insights and long-term planning ensure the continuity and stability of financial policies, contrasting with the often volatile approaches seen in Western countries [12].
坚持党中央对金融工作的集中统一领导 走好中国特色金融发展之路
Jin Rong Shi Bao·2025-09-29 02:13