QRCB(SZ:002958) Zhong Guo Jin Rong Xin Xi Wang·2025-09-29 05:39Core Insights - Qingdao Financial Regulatory Bureau has established a comprehensive foreign trade financial service ecosystem to address the financing difficulties faced by foreign trade enterprises, achieving significant results in loan issuance and export credit insurance [1][2]. Policy Foundation - The bureau has created a collaborative service system that includes demand assessment, resource matching, and effectiveness tracking to facilitate financial resource flow to foreign trade enterprises [1]. - A working group focused on foreign trade has been established under the micro-financing coordination mechanism, which has identified 26,400 foreign trade enterprises for targeted services [2]. Institutional Efforts - Financial institutions have actively responded to policies, with the Export-Import Bank of China’s Shandong branch aiming to exceed 100 billion yuan in foreign trade loans by June 2025, significantly boosting the province's foreign trade [2][3]. - The Bank of Communications Qingdao branch has launched innovative international business products to streamline cross-border transactions for 808 enterprises in 2024 [2]. Technological Empowerment - Qingdao Rural Commercial Bank has integrated technology into its services, utilizing trade data for credit assessments and offering digital products like "Tariff e-loan 2.0" and "Trade Credit e-loan" [3]. - The bank has successfully issued 265 million yuan in loans to 33 enterprises since the launch of the "Trade Credit e-loan" in 2024, demonstrating the effectiveness of data-driven financial solutions [3][4].