Xin Lang Cai Jing·2025-09-29 07:55Core Viewpoint - Postal Savings Bank of China (PSBC) experienced a decline of 1.69% in stock price on September 29, with a trading volume of 845 million yuan and a market capitalization of 700.15 billion yuan [1] Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61% respectively [2] - For the first half of 2025, PSBC reported a net profit of 49.228 billion yuan, representing a year-on-year growth of 0.85% [7] Shareholder Information - As of June 30, 2025, the number of PSBC shareholders was 164,100, a decrease of 10.31% from the previous period [7] - The average number of circulating shares per shareholder increased by 11.66% to 415,086 shares [7] - PSBC has distributed a total of 137.796 billion yuan in dividends since its A-share listing, with 77.395 billion yuan distributed over the last three years [8] Institutional Holdings - As of June 30, 2025, Hong Kong Central Clearing Limited was the fourth largest circulating shareholder, holding 942 million shares, an increase of 60.826 million shares from the previous period [8] - Other notable institutional shareholders include Huaxia SSE 50 ETF and Huatai-PineBridge CSI 300 ETF, with significant increases in their holdings [9] Business Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, provides a range of banking and financial services in China [6] - The bank's main business segments include personal banking (69.57% of revenue), corporate banking (19.70%), and funding operations (10.65%) [6]