保险赋能“百千万工程” 构建广东渔业高质量发展保障网

Core Viewpoint - Guangdong, as a leading province in both total aquatic product output and aquaculture production in China, is accelerating the construction of a diversified food supply system, focusing on building a "blue granary" with the support of insurance institutions through an "insurance+" model [1] Group 1: Product Innovation - The aquaculture seedling industry in Guangdong faces high investment and risk, which has historically constrained its development. Guangdong Wulonggang Aquatic Technology Development Co., Ltd. has made significant progress in breeding species like yellow catfish, but concerns about industry risks have limited R&D investments [2] - The introduction of aquaculture seedling insurance in April 2022 has allowed companies to confidently invest in higher quality seed fish, leading to a projected output of 1.926 billion fry and an annual output value of 57.7 million yuan in 2024 [2] - China Life Property Insurance Guangdong Branch has innovated with "aquaculture temperature index insurance + weather derivatives," improving loss assessment efficiency and reducing claims difficulties, with over 200 million yuan paid in claims to date [2] Group 2: Service Downstream - A "mobile laboratory" has been deployed in Guangzhou to provide rapid health diagnostics for fish, delivering reports within two hours, showcasing the integration of financial support in advancing Guangdong's aquaculture sector [3] - The mobile inspection vehicle, developed in collaboration with various institutions, features advanced monitoring equipment and has been instrumental in providing proactive services, shifting from reactive claims to proactive risk management [3][4] - Since November 2023, the mobile lab has served over 100 farmers, covering nearly 10,000 mu of fish ponds and preventing losses exceeding 30 million yuan [4] Group 3: Comprehensive Empowerment - Insurance serves as the first line of defense against risks for small and medium-sized aquaculture operators, with Guangdong Water Tianjiao Aquaculture Co., Ltd. benefiting from policy insurance that facilitated quick claims processing after typhoon damage [5] - From 2023 to August 2025, Guangdong Life Property Insurance's policy insurance has provided 6.906 billion yuan in risk coverage for over 20,000 aquaculture entities across 1.22 million mu of freshwater aquaculture [6] - The company has established various risk reduction projects, including disease prevention laboratories and smart aquaculture systems, leveraging technology for disaster warning and decision-making support [6] Group 4: Future Development - Under the "Hundred-Thousand Project," the company plans to optimize deep-sea aquaculture insurance and introduce meteorological and remote sensing data to enhance its service system, aiming to provide comprehensive support for high-quality development in Guangdong's aquaculture sector [7] - The transformation of Guangdong's aquaculture industry from relying on natural conditions to a more systematic approach reflects a significant shift towards modernized practices, with a focus on ensuring food security and contributing to the province's economic strength [7]