从分布式账本到AI支付，美联储主席候选人沃勒呼吁创新与监管并进

Group 1 - The core viewpoint emphasizes the need for U.S. regulatory bodies to embrace new technologies while implementing necessary regulations to ensure safety in the financial sector [1][2] - Waller advocates for central banks to adopt a technology-driven revolution, particularly in artificial intelligence and tokenization, to enhance payment systems [1] - He highlights decentralized finance technologies as complementary to traditional payment systems, noting that distributed ledger technology offers more efficient and faster transfer of funds and assets [1] Group 2 - Waller suggests that companies should have the flexibility to choose different channels for transferring funds or securities based on their business needs, with some prioritizing speed and others focusing on cost savings through batch processing [2] - He announced a payment innovation conference scheduled for October 21, urging policymakers to collaborate with the industry on standards, cybersecurity, and risk management to ensure innovation aligns with safety [2] - Waller, appointed by former President Donald Trump in 2020, is expected to succeed Jerome Powell as the Federal Reserve Chair when Powell's term ends in May next year [2]