Spot gold trades at $3,828/oz after U.S. pending home sales surprise with 4% rise in August

Group 1 - The content primarily consists of mortgage application forms and personal information fields, indicating a focus on the mortgage application process [1][2][3] - There is a mention of various personal details required for mortgage applications, such as marital status, dependents, date of birth, and income information [1][2] - The documents do not provide any financial analysis or market insights, focusing instead on procedural aspects of mortgage applications [1][2][3] Group 2 - The author of the content, Ernest Hoffman, has extensive experience in market reporting and journalism, which may lend credibility to any future financial insights he provides [4] - The content does not include any specific financial data or market trends relevant to investment opportunities or risks [5]