中加基金：以数字化转型引擎 践行公募基金高质量发展之路

Core Viewpoint - The public fund industry in China is entering a new stage of high-quality development, guided by the China Securities Regulatory Commission's opinions on accelerating this development, which emphasizes a shift from scale-oriented to capability-oriented growth [1][2]. Group 1: Understanding the Spirit of the Opinions - The core of the Opinions is to shift the industry focus from scale to capability and from rapid growth to high-quality development, emphasizing investor interests, research capabilities, risk control, and innovation [2]. - High-quality development entails long-term investment behavior, a shift from short-term speculation to deep research and value investment [2]. - It also includes a transformation in customer service, moving from a sales-heavy approach to a comprehensive service system that aligns with investors' risk-return profiles [2]. Group 2: Focus on Digital Transformation - Digital transformation is seen as a key strategy to empower investment research capabilities, which are fundamental to the public fund's success [5]. - The company is building an intelligent investment research platform that integrates vast amounts of data using big data and AI technologies to enhance decision-making [5]. - Risk management is evolving from post-event control to proactive monitoring, with a comprehensive risk monitoring system in place to ensure investment operations remain within predefined risk thresholds [5]. Group 3: Enhancing Customer Service through Technology - The Opinions stress the importance of improving investor satisfaction, which the company recognizes as essential for delivering good investment returns alongside quality service [6]. - The company is optimizing online customer service and trading systems to provide efficient and convenient support, including 24/7 online customer service [6][7]. - An immersive customer experience is being developed through upgraded online platforms that offer educational content and real-time support, enhancing investor engagement and satisfaction [7]. Group 4: Strengthening Operational Risk Control - High-quality development must be safe, and the company is integrating digital risk control throughout its operations to ensure a secure and efficient operational backend [8]. - Automation and intelligence are being applied to operational processes to reduce manual risks and enhance compliance and accuracy [8]. - An intelligent compliance monitoring system is being established to prevent violations such as insider trading, thereby protecting investors' rights [8]. Group 5: Future Outlook - The Opinions serve as an action plan for the industry and a strategic guide for the company's future development, emphasizing ongoing investment in digital transformation [9]. - The company believes that through technology empowerment, it can enhance professional capabilities, optimize customer experiences, and strengthen risk control [9]. - The commitment to high-quality development and digital transformation is seen as essential for fulfilling the responsibilities of asset management and contributing to the stable development of the capital market [9].