《中国审判》收录最高法判玖富为案例，平台系中介不担赔偿责任

Core Viewpoint - The article discusses a significant legal case regarding online lending platforms in China, specifically focusing on the ruling that a platform, Beijing Jiufu Puhui Information Technology Co., Ltd., is classified as an information intermediary and not liable for repayment in a civil lending dispute [3][6]. Group 1: Case Overview - The case involves a lender, Wang, who sued Jiufu Puhui after a borrower defaulted on a loan facilitated through the platform [5]. - The case is notable as it is the only one in the P2P industry that has reached the Supreme Court for a ruling, highlighting its importance and authority [5]. - The Supreme Court's decision clarified that the relationship between Wang and Jiufu Puhui is one of an intermediary contract rather than a direct lending relationship [6]. Group 2: Legal Analysis - The court found that there was no evidence of a lending agreement between Wang and Jiufu Puhui, as no loan contract was signed, and thus, no lending intent was established [6][7]. - The ruling emphasized that the lack of a lending agreement and the nature of the intermediary services provided by Jiufu Puhui were critical in determining the legal relationship [7]. - The article notes that the case serves as a reference for similar cases across various courts, aiming to standardize judicial interpretations and avoid inconsistent rulings [3][7]. Group 3: Implications for the Industry - The case reflects the evolving nature of internet finance and the complexities involved in online lending disputes, marking it as a new type of legal conflict [7]. - The ruling indicates a trend in judicial decisions favoring the classification of online lending platforms as intermediaries, which may influence future regulatory frameworks and legal interpretations in the industry [7]. - The article suggests that lenders should pursue claims against actual borrowers rather than platforms, as the latter are not considered liable for repayments [7].