武汉发布住房新政，公积金最高可贷150万元

Core Viewpoint - Wuhan City has introduced new policies to promote stable and healthy development in the real estate market, focusing on meeting both rigid and improvement housing demands [1][2]. Group 1: Housing Loan Policies - The maximum housing provident fund loan amount for dual contributors' families is set at 1.5 million yuan for both the first and second homes, while for single contributors, it is 1.2 million yuan [1]. - The repayment ability calculation for housing provident fund loans has been adjusted, increasing the "repayment ratio" from 35% to 40% [1]. - From October 1, 2025, to June 30, 2026, properties currently for sale will not be counted in the loan limit for families applying for housing provident fund loans for new homes [1]. Group 2: Subsidies and Support Measures - Increased subsidies for rigid housing demand include a 1% interest subsidy on the initial loan amount for families purchasing their first new home, capped at 20,000 yuan, distributed over two years [2]. - A 50% subsidy on the actual paid deed tax is offered for families purchasing new commercial and office properties from October 1, 2025, to June 30, 2026 [2]. - The policy to support multi-child families in purchasing homes has been extended until December 31, 2026, providing 60,000 yuan and 120,000 yuan subsidies for families with two and three children, respectively [2]. Group 3: Market Activity and Trends - In the first eight months of this year, approximately 75,300 new homes were sold in Wuhan, with new residential sales increasing by over 18% and 26% year-on-year [3]. - A "2025 Wuhan Autumn Home Buying Festival" will be held from September 30 to October 7, featuring over 100 premium properties and more than 10,000 quality housing options [3].