郑商所金融支农再升级，“保险+期货”十年深耕，为乡村振兴注活水、添动能

Core Insights - The "Insurance + Futures" model has been successfully implemented for ten years, significantly benefiting farmers and enhancing rural financial services [2][15][18] - Zhengzhou Commodity Exchange (ZCE) has expanded its support to nearly 760,000 farmers across 16 provinces, covering key agricultural products [2][15] - The model has evolved from price insurance to income insurance, addressing various agricultural risks and promoting rural revitalization [9][15][17] Group 1: "Insurance + Futures" Model Overview - The model has been a key financial innovation in supporting agriculture, with ZCE conducting pilot projects in 250 locations [2][15] - It has provided a "price safety net" for major crops like apples, red dates, peanuts, sugar, cotton, and rapeseed [2][15] - The initiative has been recognized in national policy documents, emphasizing its importance in rural financial services [15][18] Group 2: Sugar Futures and Its Impact - Sugar futures were among the first products in the "Insurance + Futures" program, with 69 projects launched from 2016 to 2024, covering 424,000 acres [3][4] - The total insurance amount for sugar projects reached 11.13 billion yuan, with compensation of 240 million yuan [3][4] - The "Sugar Industry Worry-Free" project was introduced to enhance risk management for both farmers and sugar companies [4][5] Group 3: Peanut Futures Development - Peanut futures were launched in 2021, with projects covering major production areas in Henan, Shandong, Liaoning, and Hubei [9][11] - The project has evolved to include income insurance, significantly increasing coverage and compensation amounts [11][12] - The innovative "trigger lock enhanced Asian option" design has improved risk management efficiency for farmers [10][11] Group 4: Apple Futures and Rural Revitalization - The "Insurance + Futures" model for apples has been implemented in Gansu and Shaanxi, benefiting over 11,000 farmers [13][14] - The program has provided risk protection totaling 2.588 billion yuan, with compensation of 143 million yuan [14][16] - The initiative has strengthened the connection between farmers and market dynamics, enhancing their financial literacy [14][16] Group 5: Future Directions and Innovations - The model is set to continue evolving, with plans to deepen financial innovation and expand its reach [15][18] - ZCE aims to create sustainable and replicable financial models that support rural economic development [15][18] - The ongoing collaboration with government and financial institutions will further enhance the effectiveness of the "Insurance + Futures" model [17][18]