Xin Lang Cai Jing·2025-09-30 08:02Group 1 - The core focus of the conference was on how banks can effectively support technology enterprises throughout their lifecycle, from seed stage to IPO [1] - Li Lin from Zheshang Bank emphasized the importance of evaluating both the talent team of technology enterprises and the bank's own technology finance team [1][3] - Traditional banking models relying on collateral or operating cash flow are inadequate for technology enterprises, necessitating a differentiated credit rating mechanism [3] Group 2 - Zheshang Bank has shifted its client structure from a focus on "infrastructure + real estate" to "industry + technology," with technology enterprises becoming the main force in the bank's transformation [3] - The bank aims to integrate resources across departments to better serve technology enterprises, advocating for a collaborative ecosystem that includes investment institutions, brokerages, and parks [4] - Li Lin suggested that banks should focus on quality rather than quantity in serving technology enterprises, emphasizing the importance of selecting promising targets and providing support during their growth phases [4]