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成武农商银行创新金融服务,赋能地方产业高质量发展
Qi Lu Wan Bao Wang·2025-09-30 08:25

Group 1 - The core viewpoint of the articles highlights the proactive role of Chengwu Rural Commercial Bank in supporting local economic development through tailored financial services and innovative products [1][2] - Chengwu Rural Commercial Bank has established a "grid-based, exclusive, and normalized" service system, forming 26 specialized financial service teams to identify customer needs and provide comprehensive coverage for project financing [1] - The bank promotes innovative financial products such as "intellectual property pledge loans" and "science and technology innovation loans" to meet diverse funding needs of enterprises at different development stages [1] Group 2 - To enhance credit service efficiency, Chengwu Rural Commercial Bank has implemented a time-limited processing system, simplified loan procedures, and opened a fast-track service for quick loan approvals [2] - The bank is increasing credit allocation to small and micro enterprises, adjusting loan terms and repayment methods based on production and sales cycles to alleviate repayment pressure [2] - Chengwu Rural Commercial Bank aims to continue its commitment to local service, improve service mechanisms, and optimize financial products to contribute to rural industry prosperity and the development of the real economy [2]