国庆前夕深圳两家支付公司被罚，美的旗下美的支付在列，深圳人行今年罚单数大增

Core Insights - The People's Bank of China has issued administrative penalties to two payment companies for regulatory violations, indicating increased scrutiny in the third-party payment sector [2][3]. Group 1: Regulatory Actions - Zhifu Electronic Payment Co., Ltd. was fined a total of 690,771.6 RMB for violating clearing management regulations [2]. - Shenzhen Midea Payment Technology Co., Ltd. received a warning and a fine of 2.81 million RMB for violating account management and clearing management regulations [2]. - Yi Moufen, the former deputy general manager of Shenzhen Midea Payment Technology Co., Ltd., was fined 625,000 RMB for being responsible for the company's violation of account management regulations [2]. Group 2: Industry Overview - The number of administrative penalties issued by the Shenzhen branch of the People's Bank of China has significantly increased, with 21 penalties issued in 2025 compared to 6 in 2024 and 1 in 2023 [5]. - The third-party payment industry is experiencing stricter regulations and management, leading to the exit of smaller institutions as larger players dominate the market [5]. - According to the "2025 Annual Analysis Report on the Third-Party Payment Industry," the total transaction volume for third-party payments is projected to grow by 7.8% in 2024, reaching 373.3 billion RMB [6].